Assumptions: 5% down - 2% cc - 30yr term. Numbers shown are estimated projections only.
Cash to Close | $22,000 |
Monthly Payment | $2,550 |
Income (owner-occupied, no RM) | $1200-$1250 |
Income (moved-out) | $2500 |
YR 5 Equity Position | $105k |
Classic duplex in the heart of the metro.
One of the largest buyer and tenant pools in the country, which adds built-in downside protection for a first-time buyer.
$1,195 per month tenant in one unit today. If that tenant moves out, zoning allows for STR or MTR use to push income and flexibility.
*DEAL OF THE WEEK*
Assumptions: 5% down - 2% cc - 30yr term. Numbers shown are estimated projections only.
Cash to Close | $25,000 |
Monthly Payment | $2,863 |
Income (owner-occupying, no RM) | $1,850 |
Income (owner-occupying, WITH RM) | $2,850 |
Income (moved-out) | $3,700 |
YR 5 Equity Position | $121,000 |
Killer house hack deal. Very rare to see a duplex in this condition under $400k in McKinney.
Month-to-month tenant in the 2/2 allows for immediate move-in, while the 3/2 is occupied by a long-term tenant paying $1,850 per month. Live near free, then cash-flow positive whenever it’s time to move.
A low-risk first home that doubles as an investment, allowing you to lock in a six-figure equity position with less than $30,000 out of pocket. FANTASTIC OPTION!
Note: this one is mis-listed as a single family on the MLS - check there incase it does not populate under your multi-family search filter.
Assumptions: 5% down - 2% cc - 30yr term. Numbers shown are estimated projections only.
Cash to Close | $27,000 |
Monthly Payment | $3,300 |
Income (owner-occupied, no RM) | $2,300 |
Income (moved-out) | $3,800 |
YR 5 Equity Position | $110,000 |
Updated corner-lot 3/2 plus a fully separate 2/1 guest house built in 2023.
Two true homes. Separate yards. Separate parking. No shared access.
Unlike most ADU setups, this property does not rely on shared spaces or tenant cooperation to work long term, which dramatically lowers risk.
Bonus income opportunity via a roommate while living on site and or short- or mid-term rental use of the second unit. Clean setup. Strong flexibility. Excellent short term primary / long-term hold.
*unique (single) buyer is ideal*
Assumptions: 5% down - 2% cc - 30yr term. Numbers shown are estimated projections only.
Cash to Close | $30,000 |
Monthly Payment | $3,350 |
Income (owner-occupied, 3 RMs) | $3,300 |
Income (moved-out) | $3,500 |
YR 5 Equity Position | $95k |
Proof is in the pudding - already operating as a rent by the room main house + long term tenant in the guest house. This eliminated speculation risk.
Occupy the main home with 3 roommates at $700 each (current rents are $600, $700, and $800) plus $1,200 from the ADU with a 5-year tenant in place. That setup technically lets you live for free.
I padded vacancy and maintenance reserves on purpose. This is a high-occupancy setup, and the owner should expect to play peacekeeper, maintenance coordinator, and occasional problem solver. Manageable, but not passive.
The most realistic end buyer is either another rent-by-the-room house hacker or a multi-generational family wanting square footage plus a livable second unit under $500K. With that in mind, I modeled appreciation at a conservative 2%.
Assumptions: 5% down - 2% cc - 30yr term. Numbers shown are estimated projections only.
Cash to Close | $15,000 |
Monthly Payment | $2,300 |
Income (moved-out) | $2,150 |
YR 5 Equity Position | $77,000 |
Turnkey 2022 build in a fast-growing North Fort Worth corridor.
Already proven as a successful rental under professional management, making this a classic Live, Leave, then Lease starter-home play with minimal downside risk.
Quick tip: Let time and tenants do the heavy lifting. Expect slight cash-flow drag when you first move out. To offset this, negotiate seller credits to cover closing costs and keep that (would be used) cash parked/invested elsewhere as future rental reserves.
Until Tomorrow,
John